Trust Meridian
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Trust Meridian

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HackMeridian · Stellar

Trust
Meridian

A money protocol for families spread across the world, bringing them back together.

The problem

The family moved apart.

Different countries, different currencies. Every transfer between relatives costs fees, FX spread and days of waiting.

281Mpeople live outside their country of birth
$831Bsent back home in 2022
6.5%average cost to send $200
Sources: IOM World Migration Report 2024 · World Bank Remittance Prices Worldwide, Q1 2025
01 · Circle

Save together.

The rotating savings circle, without borders. Everyone pays the same value in USDC, shown in their own currency at the Reflector oracle rate. Between rounds the pot earns yield (DeFindex vault → XOXNO Lending), and each round it goes to one member, in theirs.

02 · Settle

Square up in one move.

Shared expenses across currencies: a trip together, a joint project, a family event. Trust Meridian finds the fewest transfers and settles them all in one atomic transaction, each in its own currency.

Circle · Settle · Cover

Three ways to move money home.

Save together in a circle, settle shared costs in one move, and pay a relative's bills back home. Here, Léa in Paris covers Mateo's school fees in Mexico City: one passkey signature, and the school is paid in seconds.

Trust Meridian

One meridian connecting everyone.

Sign in with a passkey: no seed phrase, no gas. Three gestures, one network, a few seconds and a fraction of a cent. Draw a circle, like a family closing its circle, to dive in.

PasskeysNo gasOpenZeppelinDeFindexXOXNOReflectorClaude

Draw a circle to open the world